Jerry M. McCann on LinkedIn: #usbanklife #mortgageoriginator (2024)

Why use a mortgage broker? 🤷There are many things we can do that your bank can not. One of these is having access to many different lenders being a whole of market broker...But what does this actually mean? 🤔We had one client recently, whereby the client's situation was quite complicated and needed more than the usual level of time and attention. In order to finally be able to place the case with a lender, Katy approached 28 different lenders and researched many different affordability calculators to finally find the right lender for the client. 🙌If the client had gone to a high street bank, the answer would have been a resounding NO many times over, and the client would have probably given up. 😕However, we never give up until we are certain we really are unable to help, and that happens very infrequently!! 💪--#themortgagepartners #mortgagebrokers #mortgageadvice #lancashire #successstory

4

Why use a mortgage broker? 🤷There are many things we can do that your bank can not. One of these is having access to many different lenders being a whole of market broker...But what does this actually mean? 🤔We had one client recently, whereby the client's situation was quite complicated and needed more than the usual level of time and attention. In order to finally be able to place the case with a lender, Katy approached 28 different lenders and researched many different affordability calculators to finally find the right lender for the client. 🙌If the client had gone to a high street bank, the answer would have been a resounding NO many times over, and the client would have probably given up. 😕However, we never give up until we are certain we really are unable to help, and that happens very infrequently!! 💪--#themortgagepartners #mortgagebrokers #mortgageadvice #lancashire #successstory

Myths v Facts❗️I had a really good conversation with a new client yesterday. She was worried she wouldn’t be able to get a new mortgage due to two factors -- Self employment, lenders do not have a different lending policy or products for people who are self employed. Most lenders would require a 2 year track record but we do have access to lenders who will accept 1 years books- Adverse Credit - As we have access to 50+ lenders if clients have historical adverse such as late or missed payment, defaults or county court judgements we do have access to lenders who would still be comfortable to lend with these in the background. If this is a scenario you are in then you know where we are when needed. #justmortgages #myths v #facts #mortgagebroker

2

Scratching your head over down payments? 🤷♂️💡 Don't worry, it's not rocket science—it's more like snagging a good pizza deal. 🍕🏡 For a down payment plan that's as easy as pie, give me a call! 📞Yagnesh Mehta Sr. Mortgage Loan OfficerNMLS 929463#yagneshmehtamortgage #homebuying #downpaymenttips #mortgagehelp #realestateadvice #firsttimehomebuyer #propertyinvestment #homeloans #financetips #buyingahome #realestatetips #mortgagebroker #realestatelife #financialplanning #realestatemarket

1

Mortgage Broker Vs The Bank 🥊There’s only one winner 👊A bank will only have access to their products, whereas a broker will have access to the whole of the market, also giving them a variety of lenders and their products 👍Each bank has their own way of calculating your affordability, if you don’t fit that criteria, you may not be able to borrow what you could with another lender 😍At Future Interests, we work with you to understand your circ*mstances and then find the right lender and product to suit your needs.If you would like to arrange an appointment, simply get in in touch with the team 👇📞 01227 682869📧 info@futureinterests.co.uk 💻 https://lnkd.in/eyPXr-n9 Your home may be repossessed if you do not keep up repayments on your mortgage.#FutureInterests #MortgageAdvice #BrokerVsBank #MortgageHelp #Affordability #Kent

Reduce the chances of being bombarded with unwanted solicitation after your mortgage loan application. This practice is known as trigger leads – and it can leave you feeling overwhelmed. Don't worry, at NebraskaLand Bank, we've got your back. Our blog, "What are Trigger Leads?” will teach you how to steer clear of becoming a target for these unwanted messages. Whenbuying a house, your only worry should be making it feel like home. Let NebraskaLand Bank handle the rest.Learn More https://lnkd.in/e9NbNMsw #HomeBuyingTips #MortgageLoans #NebraskaLandBank #MemberFDIC #EqualHousingLender

The difference between mortgage brokers and bankers? That's easy! Brokers advocate for the best possible deal for their clients. When you work with a broker like me, you have options. I work for you, not the banks. This means you have an advocate through the loan process. Contact me today! #MortgageBroker#MortgageBrokerage#MortgageExperts#MortgageAdvisor#MortgageProfessional#HomeLoanSpecialist#MortgageConsultant#MortgageSolutions#LoanOfficer#MortgageServices#MortgageAdvice#FindABroker#MortgageBrokerLife#MortgageIndustry#MortgagePartnership#MortgageLending#BrokerNetwork#MortgageSpecialist#HomeFinancing#BrokerCommunity

Don’t forget to check this webinar out and find out how your Credit Union can combat racial bias in the appraisal profession!#appraisalmanagement #valuationservices #creditunions

1

Today is the day! Be sure to tune in for this vital discussion on appraisal bias!

1

It's time we demystify Financial institutions - more specifically, lenders. Regarding lenders, we mainly talk about two: A-lenders and B-lenders.Sidenote: there are C-lenders/private lenders, but that's another discussion for another time.A-lenders are your typical big name banks, credit unions & lending institutions. They mostly serve customers who have great credit, stable income & employment history. They also have the most selective qualification criteria for their products because most are heavily federally and provincially regulated.B-lenders are less strict and more creative. Meaning, they're not as federally or provincially regulated so they're more versatile with helping their customers. Mostly but not always, people go to B lenders when they don't qualify with A- lenders. Essentially, B-lenders help customers who have a unique story & situation. Some A-lenders are developing an alternative/B-lender type offerings to their business too.My advice? Always go to the lender who has the best deal for your situation. Your circ*mstances will tell your story, so always go with the lender who best understands you. I know someone who can help you find the right lender (Hi, it's me 👋🏾).To talk about your mortgage options, here's my contact information: https://lnkd.in/gpztJExbTo book a virtual meeting with me: https://lnkd.in/gRaf63vZInstagram: https://lnkd.in/gFn49pjJEdward "Eddie" MansoMortgage Agent Level 1Swivel MortgageFSRA #: 13569#linkupMonday #mortgageadvice #lenders #gtamortgage #gtarealestate #gtahomes #realestate #realestatecanada #finance #finances

5

2 Comments